Am I cursed?

[Chris M]

So I'm driving into town to go to the shop to have a look about, maybe get some drinks or sweets or whatever...

Come to a speed camera in a 30 zone, doing about 27 so I slow down a bit more to make sure - Get to about 25 going past and I think everything's fine - Lo and behold this idiot who has been riding the rear-end of my car for the last 100 yards shoots off to the right and overtakes me...

Now fair enough, open road, no traffic or obstacles etc, yes, he's a w****er but there is a red traffic light about 100 yards in front of me, with a car already waiting there...

The pillock pulls back in, clips the side and front of my car...

Rips my bumper and front part of my car clean off, shatters the side panel and scratches the door, breaks the mounting for my right hand set of lights and then, after all that, continues on as soon as the lights go green!!!! :surprised:

So he comes back 10 minutes later after a fire and rescue vehicle who witnessed it gave chase, and now I'm left with a £470 excess for my car, for an accident that WAS NOT MY FAULT and I cannot pay it :cry:

I have about £50 to last me until August - How am I going to pay £470 excess? :disappointed:

Satan