How ucash is supposed to work.

I need a detailed overview of how Ucash 1.1.1 is supposed to work with VB 3.5. I installed it everything seems fine eexcept the donating to other users and the bank things I have seen talked about I don't see.
If anyone could explain it or show some screen shots or point me to a site running to see that would be very helpfull..

[snareklutz]

I think you have to edit the files as shown in modifications_ucash.txt.