Thank you for the replies so far my web into what you gentlemen are posting.
Here is an example I just banned and an individual and put some words in "quotation" which seems to be the problem too.
Here is how it came out on the board in the auto thread.
Is the "auto thread" created by a vBulletin product? If so, it appears the text needs to be run through the PHP html_entity_decode() function before being written to the db.