image captions

[alaska_av8r]

Does anyone know how to add a caption to images inserted into a CMS article. I would like to avoid having to put the pictures in a table to do this since their tables still seem to do weird things. An example caption would be like "Figure 1" and in the text I could refer the readers to see figure 1.

I currently use this in the style block of the image settings:
float:left;border-style:outset;border-width:10px;margin-left:10px;margin-top:10px;margin-right:10px;margin-bottom:10px;