Hmm, now when I try to install flash chat, the flash chat directions say that once you are prompted with the database settings, they should be prefilled and if not that something isn't working (ie. problem with cms file?) and not to continue.
At the same time the actual installation says to fill the details out.

I guess worse case scenario I can delete the entries, but what did I miss here? I read through this thread and didn't see anything too useful.
I downloaded the new beta flash chat, I unzipped and uploaded to my forum root directory under /chat and proceeded to install. Ran installation and selected vbulletin integration. Installation told me that many permissions weren't set properly. After updating new permissions I am brought to the screen where I type my database settings which aren't prefilled.
I stopped here because like I said the directions said not to continue if not prefilled. Was I supposed to move the cms file somewhere else or something? Thanks.
*EDIT* I'm just an idiot which is usually the problem.

Once I kept hitting refresh to update that I have the permissions correct, the box was unchecked so I guess I technically 'didnt' choose the vb integration option. Fixed and all is well.