Thank you all for the help you offered. No one in nearly 3 months has offered any help or any direction or any other forum link (except Chris-777 yesterday) that I should consider - except you all in this Site Feedback forum.
And yes, we do pay folks to help us. You'd think that the paid coders would have come along in 3 months and offered me the link to another forum to get this solved (at my expense, of course).
Again, my many thanks for your post.