The only thing I noticed at a quick glance is that you only have 1 $GAB_ads in your templates but 2 blocks defined in your Master script which means you need $GAB_ad[1] somewhere to display your other ad block. Stick $GAB_ads[1] somewhere and you will see the second ad block.
Off the top of my head, the banner CHMOD shouldnt be a problem. What happens if you dont chmod it and what are you changing it to?
HTH´s
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