Ooh, I wanted to integrate the vBookie hack as well! You may be my new best friend,

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So, money has to be changed to points, and that's pretty much it? Disabling those other pet functions is already a feature of that hack, right?
I don't know what you mean by ripping out the petz bank bits.
Thanks for the info, btw. I'm pretty new to ALL of this, and its just great to see how much patience everyone has for a noob like myself.