I guarantee you this hack works on both IE and FireFox, but still unsure about Netscape because I don't have this kind of browser. But technically I can say that it will also work, because I combine both EMBED and OBJECT tag for flash type banner - standard way to make the flash show up in
most of the browsers.
If you prefer a demo, check out my site
http://yeuamnhac.com/music/ , login is not required.