Teck,
THANK YOU SOOOOOO much for answering me.

Please bear with me, I have a couple more newbie type questions. Am I placing the index.php in the same location as the index,htm was,and also what is the default look for the index.php??? Will I still have my banner and my buttons, and will the page have the look I need or do I need to edit the index.php first, and copy past certain code into the .php file that is currently in the .htm file? (she wonders if she said that right.....)
Beth