ok after backtracking one last and final time...this is what happend...
when attempting to install, it didnt work do to a typo.
http://yoursite.com/forums/admin/myvb_install.php
i forgot to add the dam "s" at the end of forum...lol. incase anyone else runs into this problem be sure the directory folders have the correct spelling..
sorry to bug ya guys, thanks for the help...