i am usually good with math

if this doesn't work then maybe Xenon can give it a crack.
PHP Code:
$qbpermonth += $userinfo[quads] + $userinfo[bikes];
$qbtime = (time() - $userinfo[joindate]) / 2592000; // Days Joined
if ($qbtime < 1) { // User has been a member for less than one day.
$qbpermonth = $qbpermonth;
} else {
$qbpermonth = sprintf("%.2f",($qbpermonth / $qbtime));
}