I use CuteFTP Pro too

ITs the best especially the html editer built within.
Also Tha Rock it is not completly dangerous only people whom are on your server, and know your absolute path can upload files to your site, as long as you have your site# used in your path then its basically impossible. But i am sure there are other ways which I do not know, the average person does not know how, or doesn't have intentions to cause harm.
Anyways good hack Erwin
Regards
-Arunan