It depends on what kind of work has to be done on the site.
- FTP access may be required if files have to be uploaded/modified/deleted on the site.
- SSH access may be required when you do a server migration. For example it's very useful to have SSH access to export/import databases and to extract zip files.
- Access to an administrator account on the forum may be required when plugins/hooks have to be altered or other settings on the forum have to be changed.
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