The guy in question should check with the bank manager and the banking board to see actually how far back the credit history can go. An arbitrary decision by a loan officer based on something they found on Google should be by law irrelevant and illegal to factor in to a loan decision. On the other hand, a person asking for a loan should look up their own credit history and be prepared to explain any occurrences that may be questioned either verbally or in writing.
But for a loan officer to factor in something found online is ludicrous. We all know everything you find on the internet is truthful or they couldn't publish it, right? LOL
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