This is not really the thread to be discussing backup strategies. Do a search here and at vb.com and you'll find a lot of things. On my shared server, I do a full website backup monthly via cpanel, download it overnight, then put it on one of two removable hard drives which are swapped out alternately and one is always kept off-premises.
I backup my db daily using a cron php script, and using DOS batch files I automatically download those every day at noon.
It takes me a minute to log into cpanel, and again to FTP, but averaged out I doubt it comes to a second per day.
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