[cobradude]

Thanks again damicatz.

Here's the agreement I am using for my consumer watch forum area.

[QUOTE]Club Cobra Agreement
Due to the real time nature of this site, Club Cobra is unable to verify the truth or veracity of any content posted by you on this forum. Therefore, by checking the "I Agree" box below, you agree that the content of your post belongs to you alone and that you are solely responsible and liable for any statements you make or opinions you express in your post. You further agree to hold Club Cobra, its administrators and its members completely free and harmless from any and all liabilities, including the defense thereof, arising from any statements or opinions you post.

Furthermore, by hitting the agree button below, you are indicating the following:

1. The information you are sharing is absolutely truthful.
2. You understand that YOU alone are liable for the things you say.
3. Replying to an already open topic should ONLY be done if you have valuable information to share to the issue. Negative tag on comments are NOT acceptable unless you have personal experience with the situation.
4. If this is an issue that is playing itself out in court, wait until the judgment to post.
5. MOST IMPORTANTLY: By agreeing, you are indicating that you have given the respective business an opportunity to resolve the issue.

Thank you.