You should be able to setup usergroups for this.
Paid members (via the vb 3.8+ subscription system) can become users of a new usergroup... the new usergroup would have the ability to download attachments (which would be your must-pay-for content) and other usergroups you'd set to not be able to download attachments.
I doubt you'd ever get a mod like this for youtube videos because those would always be free on youtube anyway.
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