Could it be the class in the table?
<table cellpadding="0" cellspacing="0" border="0" width="960" align="center" class="headerbg">
Does the "headerbg" class have anything for bottom border sizes? I haven't used the tags in a while like that, but I know you can somehow set border sizes for tables on different sides... Maybe that's the problem and it's causing a border?
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