In the end it is always your responsibility (read: your loss if things go wrong) to ensure there is a good backup. This will mean:
- Regular checks if your host make the backups he has promissed.
- Regular copy of the backup to a different medium (FTP to your PC, other server (at other hosting), etc..)
- Regular test if the backups are complete and can be used to restore your site.
- Be familiar with the backup schedule and make sure that it fits your needs (how long are you prepaired to rollback in case of an issue)
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