From many years of experience in software (over 50), I have developed the strategy to only upgrade to dot odd releases. It may not be strictly true, but generally dot even releases contain new features and all the bugs that go with them. The odd number releases are generally bug fixes for the even number ones.
Beyond that, I agree that unless you have a real need for new stuff, you stick with what you have until support is no longer provided. It is certainly much more economical of your time.
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