Its not just the states, the UK is just as bad.
Governments give silly amounts of money to these hopeless companies, because they know they'll get a lot back in taxes and other charges, That not before a lot of people both in industry / banking and the government make millions themselves but getting companies in the position that they are now in.
No one wants to help the average joe, because it means that they just won't benefit as much.
Sad really, but until someone decides enough is enough, we're still gonna be mugs enough to pay through the nose for these idiots.