Welshy, there's plenty of free FTP programs available for download. I use Filezilla personally. You might want to look into that.
cPanel will let you upload files simply by clicking the Upload button, but I've never used it. FTP is likely much faster.
"Root" simply refers to the upper most file in a file tree. In other words, all the files and subfolder of your forum are in your a single folder. Wherever that folder is or whatever it's called, it's considered your "forum root". Your site is likely located in a folder called public_html. That's your "site root".
Just give it some time. Grasping this is not as "out there" as you may think.
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