[matt_turpin]

Business and finance websites benefit most from the clean professional look, and they gravitate toward mostly white background with plain, easy to read fonts. If that isn't a summary of your own site, I don't know what is. Only thing I'd do is merge some forums. It's better to have three busy forums than nine dead ones. You might be running a numbers forum, but your patrons won't be doing the math. 100 posts split up by two looks like you've got a thriving populace. Divide it by 20 and you look like you have a barren wasteland. Just like your wallet and your bank account, it's always a plus to see the big numbers. I did the same with my website.