To be honest: I can't tell ;-)
It depends on what a "full backup if I log into my webhost" actually means. Does it backup files on the webserver? Does it backup the database? Does it both? In which format does it store the backups and how are they restored? This are questions that only your webhost can answer.
Database backups that are done via the ACP may cause problems on some hosts and with big databases when you try to restore them - just do a search on backing up your forum or moving it to another host, there are plenty of threads that deal with this here and on vbullettin.com.
Ingress
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