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He could store it out of public_html.
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ofcourse he can.. but usually, one does not get rights above public_html OR htdocs OR httpdocs OR wwwroot. Every host have their own facilities. I think this usually happens on shared hosting.
Like, i am on a shared hosting and I do not have rights to do anyyything above my
httpdocs.
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I plan on keeping it on my hard drive and then once a month putting it on a disc in case my computer takes a crap.
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oh Yes bro, that's exactly what you should and must do.. chow