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This looks like what I want to do (And I would pay for the Pro version), but I have a few questions first:

I don't really want to have an automated process, it is much easier for our setup (In New Zealand) to just give out our bank account details, and for members to make a deposit. Currently we're taking about 1000 payments a year, and that suits us just fine.

This looks a lot more mature than the built in "Paid Subscriptions" in vB, but effectively that's all I want, I want users to be prompted on their 12 month anniversary of paying to pay again, and given instructions on how to make a payment, select something to say that they have made a payment, which an administrator would then see, and would then check the bank account (Through internet banking) and process the payments manually, which would then move the user back into the "paying" usergroup, and send them a thankyou PM, etc.

We may setup a Google Checkout or the likes as well, but 99.9% of our payments would be through internet transfers.

Is this possible with this system, or the Pro one?