[AceNZ]

Based on what you said you're looking for -- you mentioned wanting to start a business -- I would try to find something that's fun, that you can learn from, and that has the potential to produce a decent return down the road. Some ideas that might help inspire you:

-- Buy a website on a subject you enjoy, polish it up, earn income from ads and maybe products
-- Use the money to cover your living expenses while you work on something you really enjoy -- maybe build a website from scratch or write a book.
-- Get a part-time or full-time assistant who you can use to help take care of the time-consuming details of everyday life, so that you have more time for the things that are important to you -- expand whatever you're already doing for a living.
-- Relocate somewhere that might have better opportunities, where your lifestyle can be better than it is now, where you might have more time for the stuff you really like to do.