All your settings are saved in the database. You do need to modify the config.php file to have information about the database name and a few other things, but most settings are in the database.
You will need to talk to your host about restoring the cpanel folder, but the forum folder can be restored by you. Oh, do you have your avatars/profiles/attachments stored in the database or in the file system? If they are in the file system and you deleted that folder, then the only way to get them back is to have a backup. I STRONGLY suggest you set up some sort of automatic backup system for your site.
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