Ok, I just tested it again.
I added this to the very bottom of the navbar template
Code:
<div id="adsplaceholder"></div>
And the following to the very bottom of the footer template
Code:
<div id="myads"><script src="http://banners.adultfriendfinder.com/piclist?message=5&p=text_links&pid=p174798&rand=4&target=_blank&site=ffadult&this_page=banners_text_links"></script></div>
<script type="text/javascript">
var my_ads = document.getElementById('myads');
document.getElementById('adsplaceholder').appendChild(my_ads);
</script>
Try that.