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Thanks everyone for the responses. I think this is a very important topic for all of us that make substantial revenues and run large public forums.

So far I have contacted all the major insurance providers in the UK. And they are all as primative as each other. The first challenge is finding someone that actually understands our type of business is not about insuring a house or a car.

I have still had no luck.

Hex_Legend. Thanks for your response, I will be PMing you to find out more if you don't mind.

I believe that I've read somewhere that it has been established in a US court that the forum operator is not liable for content contributed by its forum members. This, if true, would make such a policy unnecessary at least in the USA.

This seems to also be the case in the UK though I have heard of forum providers also being sued - hence my concern. My forum is about property investment. People are posting their bad experiences with various dubious agents and property developers. To date, 3 of my members have had legal notices to cease their on going critique and to arrange for the content to be removed. It is strange that I have had no legal notices directly yet and it may well be the case that the precendant has been set so that the orginators of the content are held liable for slander etc.

However there have been cases (in the UK) which involve forums that are "heavily" moderated. These forum providers - by pre-moderating - seem to take on the legal responsibility for publishing the content...

I hope we can keep this topic going. I will keep posting back when I find out anything helpful.

Regards
Bob