this is what i use for chat.
http://www.tufat.com/s_flash_chat_chatroom.htm
its 5 dollars but really cool to use. It s almost like using msn messenger and supports like 30 languages. you can also add some cool features to your forum related to this chat such as these.
https://vborg.vbsupport.ru/showthread.php?t=120926
https://vborg.vbsupport.ru/showthread.php?t=143984
also for cool features for your forum. just surf the mods forum.
there are 44 pages of cool add-ons that you can add to your forum.
https://vborg.vbsupport.ru/forumdisplay.php?f=194
hope i was helpful
by the way,
here is the link to "read pm's " modification
https://vborg.vbsupport.ru/showthrea...highlight=read