Please specify what you need help with in your title next time or people will probably ignore your posts.
1) Skins: Can be found under the "styles" tab of this forum or other popular skin creators such as eXtremepixels.
2) Banner: Requires Photoshop skills or you could just get someone good at Photoshop to do it for you.
3) Arcade: Search these forums for v3Arcade or IBProarcade.
4) Color Code/Chart: Use photoshop's color palette or just search "online color palette".
5) Chat: There are popular chats such as Flashchat, or shoutboxes such as vBShout.
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