the username/(masked-password) goes in the .htpasswd file, the info for the .htaccess file is different.
Ie, htpasswd file contents: path to file = /usr/local/.htpasswd
webmaster:V9N01L01/xROE <-- Generate your own passwd
Ie, .htaccess file content: path to file = /home/username/public_html/forums/admincp/.htaccess
AuthUserFile /usr/local/.htpasswd
AuthName "Enter your login info"
AuthType Basic
require valid-user
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