A little off topic, but I'm amazed that you only get that number of posts per day! The forum I run gets around the same amount at the moment with only 80 or so active members. I guess you get a lot of lurkers though who are after the tabs/reading though... plus the community I run is based around discussion, lol.
Anyway, to the point - definitely wait until you have DSL, and it might be worth while uploading the DB in smaller chunks with the SQL Dumper application, unless you have SSH.
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