It seems the forum skin business is not that much different then professional web design and advertising, we wrote off over 25k last year in work completed for clients that never paid and went uncollected.
If I can add just a little advice to anyone starting or getting into a design / client based business, plan on loss, have enough capital to make it though one even two clients in a row leaving you out to dry, it happens allot.
Wish you all the best luck, your designs are top notch so I know you will do well.
Cheers,
_V
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