Could Someone Help Explain How To Create File System Storage Plz!
 

I've read the manual but am still confused..

In Red: I've create a directory that ABOVE/not in the public_html, it's call MPATT (I also chmod it to 0777)

So what would my path setting look like? /path/to/your/attachment/directory

Something like this? lovester.com/MPATT?

OR....

In Green: If I were to do below public_html, how or what should I be adding in the .htaccess, please give me and example how it'd look like.

Much thx!

On the first issue your path would probably be something like:
/home/domaincom/MPATT
there would not likely be a '.com' in it.

On the 2nd issue I don't know what to add, but I know that unless you need to hide attachments for a serious reason (like they are the source of revenue) that it really doesn't matter if you have an .htaccess file or not... just put an index.html file in the folder and no one will be able to browse your attachments- they'd need to know the full name and path to each to view them and so what if they do- unless you'll lose money somehow its no big deal.