when i joined paypal i only had a debit card and it has brought me many happy transactions :)

Ok then can someone point me out to a hack that I can charge people just for extra forum features?

use a donation type hack that will instantly notify you then move em into a user group where you've defined the extra features :dunno:

i'm looking for the same thing. here's the structure:
nonregistered users/guests - get very limited access
registered users get a little more
paid users get full access

the problem is that i can't use paypal because they're not a fan of adult content, which is the purpose of my site.

i'd like to be able to accept credit cards directly or use any merchant tht doesn't care about the content... any thoughts?

i wish i could accept them too