anyone?

I think he already answered you. I know my previous question dealt directly with fees, and he said there are no fees except those incurred when using their credit card service.

I guess i'm trying to understand their business model -- conceivably one could use this module and never pay a cent, as long as you didn't use them to process the transaction?

Ya,... another mod needing support.

This does seem pretty cool. I don't know if my users will use it when eBay is just a click away and has a much larger userbase, but if it's included in 4.2.2 I might activate it for a while and see.

Here's a question - does the system handle delivery (download) of digital products (PDFs, or the like)? Having users sell digital products to each other for real money sounds pretty awesome.

Yeah, I actually think it looks pretty interesting and I'd like to try it out. Maybe those using it now can let me know if it's possible to try out on a live site in a way that will be invisible to normal users? (It didn't seem to want to register properly on my dev server.)

Anyone go through the details of the privacy policy or terms of service? I'm curious how much information Panjo collects and keeps. For example, does Panjo keep all buyer and seller contact info? Would Panjo ever try to sell that info to a 3rd party or directly try to advertise to my members via email or otherwise?

I've activated it in 4.2.2 - though my test listing is the only one there right now.

Panjo asked for my email address when I first went to list an item (it didn't when I started to list a second item) and has a note saying it will only be used to notify you of activity on your listing, and will not be sold. It didn't ask for other info - address or anything - though it asked for a shipping country. So all it's got is an email addy and a description of an item, which seems fairly OK to me. If they start directly emailing my members other than that, I'll be surprised (and very pissed!)

(Oh, it asked for my PayPal account, too).

Not much else to report. Most folks selling stuff on my site simply link to eBay auctions, so I don't know if it'll get used.

One thing I don't like about it is that the page title is "Panjo Marketplace", not your own site's.

As far as I can see, listings don't get mirrored in the associated forum (using the 4.2.2 included installation).

These questions are best answered with some context around the business model:

Panjo provides its classifieds plugin to you for free. You choose whether you want to monetize your classifieds. If you want to monetize your classifieds, you can charge final value fees (transactional fees). Support for listing fees and paid promotional options are coming soon. If you charge a final value fee, Panjo retains a portion of that fee.

Example: A seller lists an item for $100. A buyer purchases the item for $100. You charge a 1% final value fee. The seller will receive ~$96. There is a ~$3 (3%) payment processing fee, which is consistent with industry averages for credit card interchange fees. You will get $1.

If a buyer and seller don't want to close the transaction with a credit card, at present, they can do so for free.

If a seller wants to trade an item or list an item for $0, at present, he/she can do so without incurring an fees.

True. Thus, it behoves us to make sure we are continually providing value and security to the buyer and seller that spurs use of the system.